:root {
      --navy:        #0F1031;
      --navy-2:      #1A1D44;
      --navy-3:      #2A2E5C;
      --blue:        #6699CC;
      --blue-bright: #85B0D9;
      --blue-soft:   #EAF1F8;
      --ink:         #333333;
      --muted:       #6B6F7A;
      --line:        #D6D8DE;
      --bg:          #FFFFFF;
      --bg-alt:      #F7F7F8;
      --accent:      #6699CC;
      --radius:      14px;
      --radius-sm:   10px;
      --shadow-sm:   0 1px 2px rgba(15,16,49,.06), 0 2px 6px rgba(15,16,49,.05);
      --maxw:        980px;
    }

    * { box-sizing: border-box; }
    html { scroll-behavior: smooth; }
    body {
      margin: 0;
      font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
      font-size: 16px;
      line-height: 1.7;
      color: var(--ink);
      background: var(--bg);
      -webkit-font-smoothing: antialiased;
      -moz-osx-font-smoothing: grayscale;
    }
    a { color: var(--blue); text-decoration: none; }
    a:hover { color: var(--navy); }
    img { max-width: 100%; display: block; }

    .container {
      max-width: var(--maxw);
      margin: 0 auto;
      padding: 0 24px;
    }

    /* ------------ Header ------------ */
    header.site {
      position: sticky;
      top: 0;
      z-index: 100;
      background: rgba(255,255,255,.92);
      backdrop-filter: saturate(160%) blur(10px);
      -webkit-backdrop-filter: saturate(160%) blur(10px);
      border-bottom: 1px solid var(--line);
    }
    .nav {
      display: flex;
      align-items: center;
      justify-content: space-between;
      padding-top: 16px;
      padding-bottom: 16px;
      max-width: 1180px;
      margin: 0 auto;
    }
    .brand { display: flex; align-items: center; gap: 10px; }
    .brand img { height: 28px; width: auto; }
    .nav-links { display: flex; gap: 28px; align-items: center; }
    .nav-links a { color: var(--ink); font-weight: 500; font-size: 14.5px; }
    .nav-links a:hover { color: var(--blue); }
    .nav-cta {
      background: var(--navy);
      color: #fff !important;
      padding: 9px 16px;
      border-radius: 999px;
      font-weight: 600;
      font-size: 14px;
    }
    .nav-cta:hover { background: var(--navy-3); }
    .mobile-toggle { display: none; background: none; border: 0; cursor: pointer; padding: 6px; }

    /* ------------ Page header ------------ */
    .page-hero {
      padding: 64px 0 32px;
      background: var(--bg-alt);
      border-bottom: 1px solid var(--line);
    }
    .eyebrow {
      display: inline-flex;
      align-items: center;
      gap: 8px;
      background: #fff;
      border: 1px solid var(--line);
      color: var(--navy-3);
      padding: 6px 12px;
      border-radius: 999px;
      font-size: 12.5px;
      font-weight: 600;
      letter-spacing: .02em;
      box-shadow: var(--shadow-sm);
      margin-bottom: 16px;
    }
    .eyebrow .dot {
      width: 7px; height: 7px;
      background: var(--accent);
      border-radius: 50%;
      box-shadow: 0 0 0 4px rgba(102,153,204,.22);
    }
    h1 {
      font-size: clamp(32px, 4vw, 44px);
      line-height: 1.12;
      font-weight: 800;
      letter-spacing: -0.02em;
      margin: 0 0 10px;
      color: var(--navy);
    }
    .page-hero .meta {
      color: var(--muted);
      font-size: 14.5px;
      margin-top: 8px;
    }
    .page-hero .meta strong { color: var(--ink); font-weight: 600; }

    /* ------------ Body content ------------ */
    .policy { padding: 48px 0 72px; }
    .policy p { color: var(--ink); margin: 0 0 14px; }
    .policy .muted { color: var(--muted); }
    .policy h2 {
      font-size: 22px;
      font-weight: 700;
      color: var(--navy);
      margin: 40px 0 12px;
      letter-spacing: -0.01em;
    }
    .policy h3 {
      font-size: 16px;
      font-weight: 700;
      color: var(--navy);
      margin: 22px 0 8px;
    }
    .policy ul, .policy ol { margin: 0 0 14px; padding-left: 20px; }
    .policy li { margin-bottom: 6px; }
    .policy .callout {
      border: 1px solid var(--line);
      background: var(--bg-alt);
      border-radius: var(--radius-sm);
      padding: 14px 16px;
      font-size: 14.5px;
      color: var(--muted);
      margin: 8px 0 20px;
    }
    .policy .callout strong { color: var(--navy); font-weight: 700; }
    .policy .toc {
      border: 1px solid var(--line);
      border-radius: var(--radius-sm);
      padding: 16px 20px;
      background: #fff;
      margin: 24px 0 32px;
    }
    .policy .toc h4 {
      font-size: 12.5px;
      text-transform: uppercase;
      letter-spacing: .1em;
      color: var(--muted);
      margin: 0 0 10px;
    }
    .policy .toc ol { columns: 2; column-gap: 40px; padding-left: 20px; margin: 0; }
    .policy .toc li { margin-bottom: 4px; font-size: 14.5px; }
    .policy .contact-box {
      border: 1px solid var(--line);
      border-radius: var(--radius-sm);
      padding: 16px 20px;
      background: var(--bg-alt);
      margin-top: 8px;
    }
    .policy .contact-box p { margin: 4px 0; }

    /* ------------ Footer ------------ */
    footer.site {
      background: #080924;
      color: #9FA3B5;
      padding: 36px 0 28px;
    }
    .foot-bottom {
      max-width: 1180px;
      margin: 0 auto;
      padding: 0 24px;
      display: flex;
      justify-content: space-between;
      font-size: 13px;
      color: #6C6F7A;
    }
    .foot-bottom a { color: #9FA3B5; }
    .foot-bottom a:hover { color: #fff; }

    @media (max-width: 980px) {
      .nav-links { display: none; }
      .nav-links .nav-cta { display: inline-flex; }
      .mobile-toggle { display: inline-flex; }
      .nav-links.open {
        display: flex;
        position: absolute;
        top: 100%; left: 0; right: 0;
        background: #fff;
        flex-direction: column;
        padding: 16px 24px;
        gap: 14px;
        border-bottom: 1px solid var(--line);
        box-shadow: var(--shadow-sm);
        align-items: flex-start;
      }
      .policy .toc ol { columns: 1; }
      .foot-bottom { flex-direction: column; gap: 8px; }
    }